What Are Index Funds?
Index funds are passively managed mutual funds that try to duplicate the performance of a financial index, like the S&P 500 or the Dow Jones Industrial Average. Index funds are…
What Is The Stock Market? How Does It Work?
The stock market is a constellation of exchanges where securities like stocks and bonds are bought and sold. In the United States, “the stock market” and “Wall Street” can refer…
What Does Hashrate Mean and Why Does It Matter?
Miners must compete using their machines to solve a difficult mathematical problem. “Hashrate” refers to the combined computational power used to mine and process transactions on a Proof-of-Work blockchain, such…
Certified Financial Planner: What Is A CFP?
When you search for a financial advisor, you probably come across plenty of candidates with a “CFP” designation after their names. This acronym indicates you’re looking at a certified financial…
Dow Jones Industrial Average: What Is the DJIA?
The DJIA is a stock index that tracks the share prices of 30 of the largest U.S. companies. Like the S&P 500, the DJIA is often used to describe the…
What Is The S&P 500? How Does It Work?
The S&P 500 is a stock index that tracks the share prices of 500 of the largest public companies in the United States. Formally known as the Standard & Poor’s…
How Diversification Works, And Why You Need It
Diversification is an investing strategy used to manage risk. Rather than concentrate money in a single company, industry, sector, or asset class, investors diversify their investments across various companies, industries,…
Investing Basics: What Are Dividends?
A dividend is a payment in cash or stock that public companies distribute to their shareholders. Income investors prefer to earn a steady income from dividends without needing to sell…
Fixed-Income Basics: What Is A Bond?
When you buy bonds, you’re providing a loan to the bond issuer, who has agreed to pay you interest and return your money on a specific date in the future.…
Oceans Apart: Crypto Regulation in the US and EU
The differences between U.S. and EU approaches to crypto asset regulation are even more complicated than they appear. Please spare a thought for the financial regulators: the American ones, with…