Bear Market And Bull Market: What’s The Difference?
Move over, Scorpios and Capricorns. Regarding the stock market, there are two signs to consider: the bull and the bear. In stock market parlance, a bear market means stocks are…
What Is Initial Margin? Examples and Minimums
When an investor buys a security using a margin account, the initial margin or initial margin requirement is how much of the purchase price – represented as a percentage –…
Fiat Money: What It Is, How It Works, Example, Pros & Cons
What Is Fiat Money? Fiat money is a government-issued currency not backed by a physical commodity, such as gold or silver, but rather by the government that issued it. The…
National Credit Union Administration (NCUA)
What Is the National Credit Union Administration (NCUA)? The National Credit Union Administration (NCUA) is an agency of the United States federal government. The federal government created the NCUA to…
#1 BEST MONEY MAKING OPPORTUNITY IN CRYPTO (NFT FLIPPENING) – BORED APES VS PUNKS
The Bored Ape Yacht Club is a collection of 10,000 unique Bored Ape NFTs— unique digital collectibles living on the Ethereum blockchain. Your Bored Ape doubles as your Yacht Club…
Office of the Comptroller of the Currency (OCC) Structure, Powers
What Is the Office of the Comptroller of the Currency? The Office of the Comptroller of the Currency (OCC) is a federal agency that oversees the execution of laws relating…
Aggregate Demand: Formula, Components, and Limitations
What Is Aggregate Demand? Aggregate demand measures the total demand for all finished goods and services produced in an economy. Aggregate demand is the total amount of money exchanged for…
What Are Target Date Funds?
Target date funds are a type of mutual fund designed to simplify retirement savings. Investing in a single target date fund is like buying into a fully diversified retirement portfolio…
Investing Basics: Small-Cap Stocks
Small-cap stocks are shares of companies with a total market capitalization in the range of about $300 million to $2 billion. Small-cap companies have the potential for high growth rates,…
Retirement Basics: What Is A 401(k) Plan?
A 401(k) is an employer-sponsored retirement plan. If you get a 401(k) account as part of your benefits package, you may choose to contribute a portion of your salary to…