Margin Trading Explained Plus Advantages & Disadvantages
What Is Margin? The margin is the collateral that an investor has to deposit with their broker or exchange to cover the credit risk the holder poses for the broker…
What is a Commercial Bank, How Do They Work, and Why Do They Matter?
What Is a Commercial Bank? The term “commercial bank” refers to a financial institution that accepts deposits, offers checking account services, makes various loans and offers essential financial products like…
Advanced Encryption Standard (AES)
Advanced Encryption Standard (AES) is a specification for the encryption of electronic data established by the U.S National Institute of Standards and Technology (NIST) in 2001. AES is widely used…
Generative AI Application Topology Wheel
The future of generative AI is incredibly promising, opening doors to endless creative exploration and innovation. Exciting times are ahead!
What Is an Amortization Schedule? How to Calculate with Formula
What Is Amortization? Amortization is an accounting technique used to periodically lower the book value of a loan or an intangible asset over a set period of time. Concerning a…
Horseshoes and Hand Grenades
“Close don’t count in baseball. Close only counts in horseshoes and hand grenades.” This phrase is used to say that if you come close to success without succeeding, it is…
What is the speed of light?
The speed of light is the speed limit of the universe. Or is it? The speed of light traveling through a vacuum is 299,792,458 meters (983,571,056 feet) per second. That’s…
Credit Score? Definition, Factors, and Ways to Raise It
What Is a Credit Score? A credit score is a three-digit number that rates your creditworthiness. FICO scores range from 300 to 850. The higher the score, the more likely…
I Couldn’t Resist
Sorry, I couldn’t resist! The resistor is a passive electrical component that creates resistance in the flow of electric current. In almost all electrical networks and electronic circuits, they can…
What Is a Consensus Mechanism?
Cryptocurrency and blockchain technology rely on consensus mechanisms to function and be trusted by users. The blockchain is a distributed database that records data and allows users to exchange and…