What Are Over-the-Counter (OTC) Stocks?
Over-the-counter stocks are not traded on a public exchange like the New York Stock Exchange (NYSE) or Nasdaq. Instead, these stocks are traded through a broker-dealer network. In addition to…
Cyber Security with a flare
Over-the-counter stocks are not traded on a public exchange like the New York Stock Exchange (NYSE) or Nasdaq. Instead, these stocks are traded through a broker-dealer network. In addition to…
Removing Russian banks from the SWIFT system is accelerating a global economic realignment. With the rapid escalation of Russia’s invasion of Ukraine, a large coalition of states, including the EU,…
High-risk stocks are equity investments where investors can experience significant losses, if not all, their money. Generally, high-risk stocks tend to be from cyclical, volatile industries or be newer, untested…
What Is Margin? The margin is the collateral that an investor has to deposit with their broker or exchange to cover the credit risk the holder poses for the broker or the exchange. An investor can create…
What Is a Commercial Bank? The term “commercial bank” refers to a financial institution that accepts deposits, offers checking account services, makes various loans and offers essential financial products like certificates of deposit (CDs) and savings accounts to individuals and small…
What Is Amortization? Amortization is an accounting technique used to periodically lower the book value of a loan or an intangible asset over a set period of time. Concerning a loan, amortization focuses on…
What Is a Credit Score? A credit score is a three-digit number that rates your creditworthiness. FICO scores range from 300 to 850. The higher the score, the more likely you…
With FDIC insurance, the federal government protects your money held in a bank if your bank fails. But there are coverage limits. Key takeaways about FDIC insurance Banks are safe…
What Is Collateral? Collateral in the financial world is a valuable asset that a borrower pledges as security for a loan. For example, when a homebuyer obtains a mortgage, the…
What Is an Adjustable-Rate Mortgage (ARM)? The term adjustable-rate mortgage (ARM) refers to a home loan with a variable interest rate. With an ARM, the initial interest rate is fixed for…