What do rising interest rates mean for you?
Note: ZPEnterprises is not a licensed investor/financial advisor, but we are trying to share awareness of financial topics. Please do…
Cyber Security with a flare
Note: ZPEnterprises is not a licensed investor/financial advisor, but we are trying to share awareness of financial topics. Please do…
What Is an Interest Rate? The interest rate is the amount a lender charges a borrower and is a percentage…
Struggling to dampen inflation, the Federal Reserve announced a widely expected fourth consecutive “jumbo” 0.75 percentage point rate hike on Wednesday. While raising…
What Is Accrued Interest? In accounting, accrued interest refers to the amount of interest that has been incurred on a loan or…
What Is an Interest Expense? An interest expense is the cost incurred by an entity for borrowed funds. Interest expense is…
What Is Decentralized Finance (DeFi)? (Updated 5DEC2023)Decentralized finance (DeFi) is an emerging financial technology based on secure distributed ledgers similar…
What Is Margin? The margin is the collateral that an investor has to deposit with their broker or exchange to cover the credit risk the holder poses…
What Is a Commercial Bank? The term “commercial bank” refers to a financial institution that accepts deposits, offers checking account services, makes various loans and offers essential…
What Is Amortization? Amortization is an accounting technique used to periodically lower the book value of a loan or an intangible asset over a…
What Is a Credit Score? A credit score is a three-digit number that rates your creditworthiness. FICO scores range from 300…