Shareholder (Stockholder): Definition, Rights, and Types
What Is a Shareholder? A shareholder is a person, company, or institution that owns at least one share of a company’s stock or in a mutual fund. Shareholders essentially own…
What Is a Certificate of Deposit?
A certificate of deposit (or CD) is considered a type of savings account, but a CD holds your money for a fixed time period in exchange for a higher rate…
IRS News – February 10th – 2023
The Internal Revenue Service, or IRS, is a public authority of the United States Federal Government. The IRS is responsible for all tax collection and controls the implementation of tax…
Annual Percentage Rate (APR): What It Means and How It Works
What Is Annual Percentage Rate (APR)? Annual percentage rate (APR) refers to the yearly interest generated by a sum that’s charged to borrowers or paid to investors. APR is expressed…
Unrealized Gains & Losses, Explained
What Are Unrealized Gains and Losses? Unrealized gains and losses are the changes in the value of an investment, such as stocks or bonds, that have occurred since an investor…
What Are Penny Stocks & How Do They Work?
Penny stocks are shares of small companies that trade for less than $5 per share. They are highly speculative investments, meaning they carry a high risk. Usually, traders looking for…
Liability: Definition, Types, Example, and Assets vs. Liabilities.
What Is a Liability? A liability is something a person or company owes, usually money. Liabilities are settled over time by transferring economic benefits, including cash, goods, or services. On…
Crypto Tax-Loss Harvesting Guide: Turn Losses Into a Tax Benefit
Tax-loss harvesting is a popular tactic used by many investors who hold traditional assets such as stocks or bonds, and it can also be applied to cryptocurrency investments. Crypto tax-loss…
What is Value Investing?
If you’re the type of person who researches every big purchase, hoping to get the highest quality merchandise or service for the least amount of money possible—whether it’s a TV,…
Calculating the Debt-to-Equity Ratio
You already know that some debt can help you meet your financial goals. Taking out a mortgage on your house, for example, or borrowing money to go to college and…